About us

About Valuno

Valuno Group AB is building scalable, enterprise-grade infrastructure for the digital economy.

As finance evolves through technology, regulation, and new forms of value exchange, Valuno enables businesses to thrive with seamless digital asset solutions that bridge traditional finance and blockchain innovation.

Vision & Mission

Our vision and mission guide everything we build, from the architecture of our platform to how we scale our partnerships, products, and client base. They define where we are headed and why we exist in a rapidly evolving financial landscape.

Vision

To shape the future of payments, shopping and banking through digital assets.

Mission

To help businesses thrive through seamless digital asset solutions.

Business model

Valuno’s business model is built on enterprise infrastructure, not consumer applications. Unlike crypto apps chasing fragmented B2C markets, Valuno provides regulated hybrid rails (crypto + fiat), bank integrations, and enterprise-grade SLAs designed for institutional reliability.

Our technology stack and know-how are hard to replicate or displace. AI does not replace us, it rides on us. Through our APIs, data, and real-time ledger, clients can apply AI for payment routing, fraud prevention, and reconciliation — while Valuno remains the infrastructure layer that makes it possible.

This foundation positions Valuno to scale globally as the financial system adopts digital assets, stablecoins, and AI-driven automation.

Products

Valuno offers hybrid solutions on crypto and fiat rails for businesses. Valuno’s solutions include Banking-as-a-Service, Pay, On-ramp, and Corporate Wallet (Wallet-as-a-Service).

Valuno Banking Platform (Banking-as-a-Service)

Valuno offers a next-generation financial platform. Valuno provides the full technical infrastructure in which partners can plug in brand and UX. The solution brings core banking capabilities in-house, combining fiat and digital asset rails within a single, API-first infrastructure.

Built for licensed partners and white-label delivery, it enables embedded finance, account management, payments, and card services with bank-grade resilience and scalability.

Valuno Banking Platform connects digital assets with regulated finance, powering the future of payments and banking.  

Pay

Pay is Valuno’s crypto payment gateway, a platform for crypto transactions. The product has been designed to handle crypto transactions to and from external wallets. Pay leverages Valuno’s infrastructure at its core and allows e-merchants and others to accept payment in cryptocurrencies, while getting settled in fiat currency. By offering Pay to their customers, companies offering digital services and products can benefit from instant settlement, low processing fees and quick access to cash while eliminating chargebacks.

On-ramp

To help new users test crypto transactions, and experienced crypto users to approach a wider use, Valuno has developed a solution called On-ramp. It is aimed at actors in the crypto world who do not use fiat currency infrastructure themselves. In this way, On-ramp solution can help users buy crypto and send it directly to a company.

Corporate Wallet

Corporate Wallet fulfils the needs of a professional user while also creating reconciliations for accounting. It meets the market demand to use cryptocurrencies as transaction currency to create faster settlements. Corporate Wallet can also utilize both Pay and On-ramp to accept payments. Corporate Wallet is part of the hub of Valuno’s offering to businesses and has great growth opportunities with functionality and values to offer e-merchants, especially in combination with stablecoins.

Strategy and goals

The financial landscape is being redefined by stablecoins, AI, and a maturing regulatory environment. Traditional services are becoming embedded within technology platforms, and infrastructure “as a service” is emerging as the backbone of global commerce.

Within this environment, Valuno’s strategy focuses on three core pillars:

1. Client growth: Expanding our client base through innovation, partnerships, and network effects that drive adoption and scalability.
2. Stable revenue growth: Strengthening financial resilience by stabilizing existing products and enabling diversified, usage-based revenue models.
3. Scalable infrastructure and operations: Building modular technology and efficient collaboration that support sustainable growth.

These pillars guide Valuno’s long-term ambition: to build a billion-dollar company by delivering infrastructure that connects digital assets with the real economy.

Looking Ahead

As digital assets enter mainstream finance and global regulation matures, Valuno stands at the intersection of technology and trust. We are AI and data-driven, disciplined, and built to scale, seizing opportunities through intelligent risk-taking and deep technical expertise.

Valuno’s mission is not just to participate in the next wave of finance, but to provide the infrastructure that enables it.